The Government Service Insurance System (GSIS) has extended the payment period for emergency loans by three months for members and pensioners affected by Typhoons Tino and Uwan.
GSIS President and General Manager Jose Arnulfo "Wick" A. Veloso stated that this grace period serves as a lifeline, allowing affected individuals time to recover without immediate financial obligations.
The emergency loan program is available from November 7, 2025, to February 7, 2026.
Members without an existing emergency loan can borrow up to P20,000, while those with an outstanding balance can avail of loans up to P40,000.
These loans come with a 6% interest rate and a repayment term of three years.
Loan payments for those approved in November 2025 will commence in March 2026, with the first payment due by April 10, 2026.
For loans released in December 2025, amortization will begin in April 2026, and the first payment will be due by May 10, 2026.
Loans granted in January 2026 will start amortization in June 2026 and payable by July 10, 2026, while loans released in February 2026 will start in July 2026, with payments due by August 10, 2026.
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