RCBC reports P5.3B net income for H1 2025, up 20%

RCBC reported an unaudited consolidated net income of P5.3 billion for the first half of 2025, marking a 20 percent increase from the same period in 2024.

Customer loans grew by 14 percent, with credit card and personal loan volumes increasing by 47 percent combined.

Auto loans saw a significant rise of 46 percent, while housing loans increased by 24 percent, contributing to a 33 percent growth in net interest income.

RCBC's capital position strengthened to P163 billion, reflecting a 7 percent increase from the previous year.

Reggie Cariaso, RCBC’s president and CEO, emphasized the bank's commitment to data-driven decision-making to better serve its clients.

The bank aims to invest in understanding customer needs more thoroughly to meet all their financial requirements through RCBC.