Pag-IBIG Fund reports PHP28.04B net income, highest since 1980

The Pag-IBIG Fund reported a net income of PHP28.04 billion for the first half of 2025, marking a 15.25-percent increase from the same period in 2024.

This is the highest first-half net income since the agency's establishment in 1980, driven by strong collections and higher earnings from housing and short-term loan portfolios.

Gross income reached PHP44.39 billion, up by 11.65 percent year-on-year.

Department of Human Settlements and Urban Development Secretary Jose Ramon Aliling attributed the performance to effective fund management and emphasized the agency's capability to continue delivering members' benefits under President Ferdinand R. Marcos Jr.'s directive to empower Filipinos.

Investment income rose by 51.79 percent to PHP4.27 billion, accounting for 5.56 percent of total gross income, with total assets reaching PHP1.14 trillion as of June 2025.

Pag-IBIG Fund CEO Marilene Acosta highlighted that at least 70 percent of the annual net income is returned to members as dividends and stressed the commitment to supporting affordable home financing programs.