Metrobank reports higher H1 2025 net income

Metrobank reported a net income of P24.8 billion for the first half of 2025, an increase from P23.6 billion in the same period last year.

The bank's growth was attributed to factors such as healthy loan growth, recovering margins, robust trading income, and improved cost efficiency.

Total loans increased by 13.2 percent, with institutional loans growing by 12.7 percent and consumer loans rising by 15.3 percent.

Metrobank's net interest margin rose to P60 billion, while deposits reached P2.3 trillion.

Non-interest income surged by 46.2 percent to P17.6 billion, driven by a fee income of P8.6 billion.

Operating expenses grew moderately at 5.9 percent, contributing to the overall financial performance.

In 2024, Metrobank's net income increased by 14 percent to P48.1 billion.