Philstar
HMO industry triples earnings in Q3
Philippine health maintenance organizations (HMOs) experienced a significant surge in profits, tripling their aggregate net income in the third quarter of 2025 due to robust premium collections.
The HMO industry's net income for the January-September period dramatically increased by 204.8 percent, reaching P2.44 billion compared to P800.9 million in the prior year.
Total revenues for the sector grew by 22.5 percent to P73.12 billion, primarily fueled by P71.13 billion in membership fee collections.
While expenses also rose by 20 percent to P70.63 billion, largely due to P54.96 billion in claims and health-care benefits, the growth in revenue outpaced the increase in costs.
Insurance Commission Commissioner Reynaldo Regalado noted the commendable performance, highlighting stronger profitability and wider market reach among most HMO companies.
Regalado further stated that these trends indicate sustained growth and a strengthened financial position for the HMO industry, laying a positive groundwork for future innovation and improved healthcare delivery.
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