Maya digital bank turns profitable in Q1 2025

Maya, the digital bank backed by PLDT, announced it achieved profitability in the first quarter of 2025.

This financial milestone was driven by strong performance in lending, deposits, and payments, with net revenues growing over five times since its digital banking services were launched in 2022.

The company reported P43.6 billion in total deposits in Q1 2025, making it the largest digital bank by deposits.

Maya disbursed close to P28 billion in loans in Q1 2025, raising its total lending to P120 billion.

Maya's loans-to-deposit ratio increased to above 51 percent, while its non-performing loan ratio stood at 3.8%, below the digital banking industry average.

The company also aims to sustain its lead as the largest merchant acquirer for digital payment and is on track to accelerate its ecosystem growth.

Maya plans to expand its credit portfolio and introduce consumer credit products like credit cards.