GCash to launch in-app OTPs by Q1 2026 to boost security

GCash is implementing a new security feature, in-app One-Time Passwords (OTPs), which will be rolled out by the first quarter of 2026.

Instead of receiving OTPs via SMS, users will now get them through secure push notifications directly within the GCash application.

This new system aims to combat phishing scams and fraud by preventing scammers from exploiting vulnerabilities associated with SMS-based OTPs.

The in-app OTPs ensure that only authenticated users receive and can use the unique codes, thereby protecting accounts from unauthorized access.

This enhancement also offers a faster and more convenient transaction experience by eliminating the need to switch between apps or manually enter codes.

GCash's Chief Information Security Officer, Miguel Geronilla, stated that this upgrade is a strategic move to transition users to app-verified authentication and enhance transaction security.

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