GCash direct cash-in transactions to be coursed via InstaPay starting Oct 1

Starting October 1, 2025, all direct cash-in transactions to GCash will be processed through InstaPay, a directive from the Bangko Sentral ng Pilipinas (BSP) to enhance fund transfer speed and transparency.

While GCash will not impose its own direct cash-in fees, partner banks may implement their own service fees.

Specifically, Bank of the Philippine Islands (BPI) will adopt InstaPay for cash-ins with a standard P15 service fee.

However, BPI clients can still enjoy a lower fee of P10 when transferring funds to GCash using the BPI app.

InstaPay facilitates real-time fund transfers of up to P50,000 per transaction for individuals, businesses, and government institutions.

This move aligns with GCash's recent suspension of gaming access on its GLife feature, also in compliance with BSP directives.