East West Banking Corp. net income up 14% to P6.6 billion in first nine months

East West Banking Corp. reported a 14% increase in net income for the first nine months of 2025, reaching P6.6 billion, driven by a 16% growth in its top line.

The bank's revenues rose to P37.3 billion, with net interest income showing an 18% increase to P29.7 billion.

Its consumer lending business expanded by 17%, now constituting 85% of the total loan portfolio, while fee income grew by 27% to P5.3 billion.

CEO Jerry Ngo highlighted the thriving core consumer banking business and effective strategic funding initiatives as key drivers of this performance.

Operating expenses increased by 7% to P19.2 billion, leading to a cost-to-income ratio of 51.4%.

Ngo also emphasized the bank's active risk management and adequate provisions as contributing factors to its robust and sustainable profitability.