Chinabank posts record P13 billion net income in H1 2025

Chinabank announced a record net income of P13 billion in the first half of 2025, a 14 percent increase from the previous year.

This profit growth was driven by a 34 percent surge in revenues to P38.9 billion and a 15 percent rise in net interest income to P34.9 billion.

The bank's gross loans expanded by 18 percent to P964.7 billion, reflecting increased consumer and corporate lending amid stronger economic activity.

Chinabank's nonperforming loans ratio decreased to 1.6 percent, significantly below the industry average of 3.5 percent, while credit provisions were raised to P6.5 billion.

Total deposits grew by five percent to P1.3 trillion, with a 10 percent increase in low-cost checking and savings accounts.

The bank's total assets reached P1.7 trillion as of the end of June.

Chinabank president and CEO Romeo Uyan Jr. stated that the bank is committed to delivering strong operating results while supporting its customers and contributing to economic growth.